You’re Targeting the Wrong Credit Card First — This One Number Changes Everything

You’re targeting the wrong credit card first. There is one number that tells you which card to pay off first. Minimum payment divided by the balance. The card with the highest percentage makes your minimum payments drop the fastest. This increases your cash flow and leaves you with more money every paycheck. Take the free financial health assessment — enter your real numbers and get graded across five categories, see your debt free timeline, the savings you will have built by then, and your key milestones along the way. Completely free. No email required. debtefficiencymethod.com/financial-health-assessment #debtfreejourney #debtfreecommunity #creditcarddebt #getoutofdebt

Added 4 Jun 2026