Retirement Account vs 401k - Investing in Private Real Estate

IRAs and 401(k)s are both retirement accounts, but they do not work the same way. In this video, Ryan Gibson explains the key differences between an employer-sponsored 401(k) and an individual retirement account, including: Who can open each type of account When a 401(k) may be rolled into an IRA The difference between traditional and alternative investments Why most large custodians limit investors to stocks, bonds, and mutual funds How a self-directed IRA may provide access to private real estate and other alternative assets The goal is to help investors better understand their retirement-account options and the role a qualified custodian plays when investing outside the public markets. Important: This video is for educational purposes only and is not tax, legal, financial, or investment advice. Consult your own qualified advisors before making retirement-account or investment decisions. #IRA #401k #SelfDirectedIRA #RetirementPlanning #AlternativeInvestments #RealEstateInvesting #SpartanAcademy

Added 9 Jul 2026