the 4 rule and your fire number

Your FIRE number equals your annual expenses multiplied by 25. Living on $40,000 per year? Your FIRE number is $1,000,000. Living on $60,000? Your number is $1,500,000. The four percent rule says you can withdraw 4% of your portfolio annually without running out of money. Follow The Algorithm Investor for weekly finance education. #FIRE #4percentrule #financialindependence #investing #personalfinance

Added 25 Jul 2026