Passive vs Active Fund KiwiSaver

Is passive investing always the best choice? While it might seem easy to just throw your money into a cheap passive fund or an S&P 500 index, you might not be getting the diversification you think. With the top seven stocks making up close to half of the index, passive funds often lack systematic risk metrics and sector weight management. When done right, active management offers extra benefits and the crucial portfolio diversification that passive funds can miss. Investment management is full of nuances - it's not always as simple as picking the cheapest option. 📊 Not Sure Where You Stand Right Now? Use our free Mortgage Snapshot to check your structure, risk exposure, and options. 👉 Try the Mortgage Snapshot Tool https://mhq.co.nz/mortgage-calculator/#/ Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances. Full Disclosure: https://mhq.co.nz/important-information Use our Advanced Borrowing Power Calculator: https://mhq.co.nz/calc * Use our advanced borrowing power calculator for instant online answers regarding your servicing ability, potential mortgage top-ups, and cashback options. Achieve your Financial Goal with our Masterclasses: https://mhq.co.nz/mclass * We have classes and courses for every stage of your journey. Whether you’re just getting started or are looking for advanced strategies, we’ve got something for everyone. Each masterclass is focused at a specific stage in your investing journey to ensure they are focused, relevant, and useful. In saying this no matter where you are in the journey, feel free to come along to each maste