Tax Planning For Property Investors & Business Owners In Australia

Learn how to access equity, calculate your borrowing capacity and connect with Alex here: https://linktr.ee/alexanderwatson Your accountant's May meeting is quietly deciding your borrowing capacity for the next twelve months. And your broker has no idea it's happening. Alex sits down with his own accountant, Laura Stauder from Empire Accountants, to close the gap between the two rooms where your money decisions actually get made. Tax minimisation and loan approval pull in opposite directions — and the client is usually the only person who knows both plans exist. Inside: the two hats, the three ways lenders verify self-employed income, why a profitable business can still be broke, and the coffee shop that financed motorbikes to beat a tax bill. 00:00:00 - Intro: why your tax meeting is really a lending meeting 00:04:20 - BBQ Chat: embarrassed to switch accountants 00:07:00 - The hairdresser rule 00:08:13 - The ATO nomination step 00:12:21 - Why exposing mistakes feels scarier than it is 00:12:59 - Case study: $250k tax debt to $1m turnover 00:15:06 - "Don't cry" — Alex's month-two cash flow hole 00:19:46 - What tax planning is actually for 00:24:00 - PAYG investors: call before you sell 00:28:55 - The two hats 00:30:31 - The coffee shop that financed motorbikes 00:36:24 - Locked in for twelve months 00:38:13 - Three ways lenders verify self-employed income 00:39:08 - Director's loans vs dividends 00:41:01 - Market-rate wage, dividends as the bonus 00:45:55 - Depreciation, and what nobody explained properly 00:49:07 - What a broker can add back 00:51:46 - Profitable but broke 00:54:55 - Accruals and timing differences 00:57:49 - The two C's of cope 01:00:18 - Your profession vs your business 01:04:51 - Get them in the same room 01:06:27 - Where to find Laura 🎙 Show home → Financebutneat.com ▶️ YouTube → @finance-butneat 📸 Instagram → @alexwatson_funded 💼 LinkedIn → Alexander Watson Funded Finance 📸 Instagram → @funded.finance 🎧Subscribe to Finance,