Save and Invest, or Spend and Enjoy?

The hyper frugal FIRE movement vs people who live a YOLO lifestyle, which is the best approach to getting the most out of life? In my newest video, I explore this topic at length, and I break down the economic concept known as diminishing marginal utility very simply, which will help you better understand what a healthy relationship with money looks like! The full video can be found on my channel @ZRMoneyCoach, I would encourage everybody to watch it, and drop a comment with your thoughts! #firemovement #yolo #personalfinance #financialindependence #shorts

Added 28 May 2026