Year-Round Tax Planning Calendar for Investors in India: Month-by-Month Checklist

Most people think about tax once a year, in a panic. The best investors plan all year round. Small decisions made at the right time can save thousands of rupees every year, legally. In this final lesson of the course, we put everything together into a simple calendar and a checklist you can follow every year. In this lesson: • April to June: choose your regime, start tax-saving SIPs, check your AIS and pay your first advance tax instalment • July to December: file and e-verify early, review gains, keep paying advance tax • January to March: harvest long-term gains and losses, finish deductions and pay your final instalment • Family rules: gifts, clubbing of income and investments in your adult children's names • Tax-smart habits and your yearly checklist Chapters 0:00 Plan tax all year round 0:26 April to June 0:49 July to December 1:09 January to March: harvest time 1:28 Family and clubbing rules 1:51 Tax-smart habits 2:09 Your yearly checklist 2:27 Course wrap-up Homework: set up your yearly tax calendar today, with your regime choice, advance tax dates, filing deadline and your gain-harvesting reminder before 31 March. Previous lesson: Advance Tax, TDS Credits & Income Tax Notices (Lesson 7) This is the final lesson of the Tax Planning & Filing course. Start from Lesson 1 for the full picture. Free calculators and the full course: https://www.xtincapital.com/learn Join the community: https://t.me/MarketXtin Rules as of Tax Year 2026-27. Tax laws change with every budget; check the current rules or consult a tax professional. All figures and examples are illustrative. This is education, not tax advice. This video is for education only and is not investment, tax or legal advice. XTIN SERVICES LLP is not SEBI-registered.

Added 20 Oct 2026