What’s Your FIRE Number for Retirement?

FIRE stands for Financial Independence, Retire Early, but it isn’t about escaping the workforce forever. It’s about making work completely optional. Here is the exact math to calculate your exit number: 1️⃣ Add up your total monthly expenses. 2️⃣ Multiply by 12 to get your annual survival number. 3️⃣ Multiply that number by 25. That is your FIRE number. This relies on the famous 4% rule. Data proves you can safely withdraw 4% of a diversified portfolio annually for 30 years without inflation draining your account. Hit this number, and you buy back 100% of your time. Follow if you want to hit your FIRE number early. Not financial advice. #investing #wealthbuilding #financialplanner

Added 23 May 2026