Black Tax, Budgeting & Investing: Why every South African needs a Financial Planner

Are you managing black tax, debt, AND trying to invest — all at the same time? In this episode, Certified Financial Planner Mona Manzambi breaks down exactly what's keeping everyday South Africans from building real wealth. In this honest conversation, Nicolette sits down with Certified Financial Planner (CFP) Mona Manzambi @Mo_Money25 to unpack what holistic financial planning actually looks like, why black tax is one of the biggest wealth blockers in our communities, and what young professionals should consider doing with their money. In this episode we cover: ✅ What a CFP actually does (and why it's different from a regular financial advisor) ✅ How to manage black tax without sacrificing your own financial future ✅ Debt management strategies that actually work ✅ Investment consolidation — should you have everything in one place? ✅ Risk coverage: what you need and what you're probably missing ✅ Investment strategies for young professionals starting out

Added 6 Jun 2026