Money habits I live by as a 20 y/o with $100k+ invested #financialliteracy #wealthbuilding

5 money habits that got me to $100k+ invested at 20. No trust fund, no rich parents, just these rules: 1. Income is the engine: You can’t invest $50 a month and expect a miracle. Focus on making more cash first. 2. The 48-hour rule: Put it in the cart, exit the app, wait two days. 90% of the time you forget it exists. 3. Broad global ETFs only: Stop trying to find the next 100x moonshot. Consistency beats luck every decade. 4. No lifestyle inflation: Making more money doesn’t mean spending more money. Keep the expenses locked down. 5. Treat savings like a bill: The money leaves my account the second I get paid. If I don’t see it, I don’t spend it. (Not financial advice) #personalfinance #investing #moneytips

Added 20 Jun 2026