I Went From Negative Net Worth to $100K Invested in 2 Years

In 2020, my net worth was negative. One decision changed everything—I moved to a different state for a new job and got a 28% salary increase. From there, I started taking saving and investing seriously in 2021. In 2022, I maxed out my 401(k), contributed to my Roth IRA, and kept investing consistently—even while spending $30K–$50K on buying a home. By January 2023, I reached $100,000 invested. This is my FIRE (Financial Independence, Retire Early) journey documenting real numbers, real timeline, and real progress. 💡 Lesson: Income growth + Investing consistency #FIRE #PersonalFinance #Investing #WealthBuilding #MoneyJourney #FinancialFreedom #networth

Added 11 Jun 2026