Offshore Investing in South Africa: Situs Tax, Wrappers & Estate Planning | Investonline Insights

Investing offshore sounds straightforward, until you discover that owning US shares and ETFs directly could expose your estate to a 40% US death tax, with no spousal exemption. Most South African investors aren't aware of this risk until it's too late. In this Investonline Expert Insights webinar, Directors Nick Brummer and Stuart Dyer unpack the fundamentals of direct offshore investing: why South Africans need offshore exposure, how to get money out legally, the Situs tax risk hiding in platforms like Easy Equities and Interactive Brokers, and how offshore wrappers and endowments provide both protection and significant tax efficiency. You will also learn the practical differences between wrappers and endowments, and the five most common pitfalls to avoid. 00:00 Introduction 02:35 Why Invest Offshore? 03:52 JSE vs World Market 05:06 Rand Depreciation — 40 Years of Data 06:53 What To Invest In 08:43 How to Get Money Offshore 11:49 What is Situs Tax? 15:44 Situs Tax — Practical Example 18:05 The Offshore Wrapper Solution 21:55 Wrapper vs Endowment 24:21 Income Tax on Offshore Investing 25:49 Q&A — Timing: Should I Invest Now? 28:38 Q&A — Is a Wrapper Only for High Net Worth? 31:18 Q&A — What Does a Wrapper Cost? 32:50 Q&A — Phase or Invest All at Once? 33:56 Q&A — Are Global ETFs Safe? 37:51 Five Common Pitfalls 40:59 Investonline Services & Contact 📝 Register to attend our upcoming webinar - https://www.investonline.co.za/webinar/ 🌐 Visit us at https://www.investonline.co.za to explore our services or book an introduction meeting. 🔢 Try our Retirement Calculator https://www.investonline.co.za/calculators/retirement-calculator/ 🌍 Serving clients across South Africa and abroad ☎️ 021 001 2323 📧 info@investonline.co.za 💡 For more insights Visit the Investonline Insights library for expert webinars and commentary designed to help you elevate your retirement and investment strategies. Subscribe for future episodes and updates. Disclaimer: Investonline is a re