How to convert to Roth and keep the senior deduction

One subtraction tells you how much you can convert to Roth without touching the senior deduction. Start with the income where the deduction begins to shrink, subtract your modified adjusted gross income before any conversion, and the difference is your room. A conversion that keeps you at or below that line costs only ordinary income tax. The added cost exists only while the deduction does, and unless Congress extends it, the deduction ends after 2028. That makes these years a planning window of their own, and staying under the line is the simplest way to use it. 🎥 Watch the full video here: https://www.youtube.com/watch?v=x4o1SG_G-ZM 👉 Work with us at https://www.f5fp.com About F5 Financial Planning: At F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida. At F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most. Visit https://www.f5fp.com to learn more about our services and planning process. ***** Advisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser. This content is for educational and informational purposes only and should not be considered personalized financial, investment, tax, or legal advice. Viewing these videos does not create an advisory relationship with F5 Financial. All investments involve risk, including possible loss of pri