My FIRE Calculation: Why I Need $5 Million to Retire

In this video, I break down my personal FIRE calculation and explain exactly why my retirement target is $5 million. Here's the logic: → $5M in income-generating assets → 4% withdrawal rate = $200K/year (pre-tax) → Enough to live well — not extravagantly, but happily → Covers travel, a paid-off home, and peace of mind → Adjusted for inflation over 20–25 years This isn't a one-size-fits-all number — it's MY number based on MY lifestyle goals. Yours will be different. Watch to understand how to calculate YOUR FIRE number. --- ⏱️ Timestamps: 0:00 – Why I need to retire securely 0:10 – Where the $5M number comes from 0:22 – The 4% rule explained 0:40 – What $200K/year actually buys you --- 🔔 Subscribe for more personal finance content 👍 Like if this helped you think about your own FIRE number #FIRE #FinancialIndependence #RetireEarly #PersonalFinance #FIREMovement #RetirementPlanning

Added 12 Apr 2026