NISM05B Tax Planning: ELSS (15% CAGR) vs Tax-Saving FD (7% SI) | Post-Tax Corpus Comparison

This NISM05B case study compares two popular tax-saving instruments: a tax-saving Fixed Deposit and an Equity Linked Savings Scheme (ELSS). We calculate and compare the post-tax corpus after 5 years for a ₹1,00,000 investment, considering a 7% simple interest on FD (taxed at 30%) versus an expected 15% CAGR on ELSS (with 10% LTCG tax). Master tax-efficient investing for your NISM05B exam. Concepts covered: ✅ Post-Tax Return Calculation ✅ ELSS vs Tax-Saving FD ✅ Long-Term Capital Gains (LTCG) Tax ✅ Tax Deducted at Source (TDS) #NISM05B #TaxPlanning #ELSS #FixedDeposit #LTCG #PostTaxReturns #NISMExam #Section80C 🚀 Download our NISM Prep App: https://play.google.com/store/apps/details?id=com.my.nismprep 🌐 Visit our website: https://nismprepapp.in/

Added 18 Jul 2026