$2.4M Saved at 56: Can They Retire in 3 Years?

A strong net worth does not automatically mean a strong retirement plan. A couple in their mid-50s had $2.4M saved and wanted to know if they could retire in 3 years. At first glance, the answer looked simple. But once you factor in 401(k) access rules, Roth assets, brokerage liquidity, cash reserves, RSUs, taxes, company stock risk, and income timing, the question becomes much more interesting. Because the goal is not just to retire. The goal is to retire without creating problems that could have been solved 3, 5, or 10 years earlier. So here is the question this video leaves you with: If your paycheck stopped 36 months from now, which dollars would you use first, and why? Not in theory. Not based on the account that feels most familiar. Not based on the investment you check most often. But based on access, timing, taxes, risk, and flexibility. If you cannot answer that question, your retirement plan may not be as complete as your net worth statement makes it look. In this video, we break down why a strong net worth does not automatically mean your retirement strategy is ready, especially for successful professionals, executives, business owners, and high-income families approaching retirement. New Horizons Boutique Financial Services helps professionals and business owners transition from successful careers into financial independence through thoughtful strategy, personalized planning, and retirement-focused guidance. Learn More From New Horizons Boutique Financial Services Visit our website: https://www.newhorizonsbfs.com/ Take our complimentary Financial Health Quiz: https://quiz.newhorizonsbfs.com/ Financial Independence Planning: https://www.newhorizonsbfs.com/blogs/financial-independence-planning Retirement Income Distribution Planning in Minnesota: https://www.newhorizonsbfs.com/blogs/retirement-income-distribution-planning-minnesota Tax Planning Strategies for High-Income Individuals: https://www.newhorizonsbfs.com/blogs/tax-planning-str