The Best 4 ETF Portfolio for F.I.R.E. (BEAT The S&P 500!)

Add Bitcoin to Your Portfolio with Coinbase: https://www.roadmapmoney.com/coinbase _____________________ Can a simple 4-fund portfolio beat the S&P 500? In this video, I’m breaking down a four-fund investing strategy built around one simple idea: keep the S&P 500 as the foundation, then add three intentional tilts that could potentially improve long-term returns. The portfolio: VOO - Core S&P 500 exposure SPMO - Momentum stocks inside the S&P 500 VIG - Dividend growth and quality companies AVUV - Small-cap value exposure I’ll explain what each ETF does, why it deserves a spot in the portfolio, how this compares to just buying the S&P 500, and how a 1% difference in annual returns could potentially add hundreds of thousands of dollars over 30 years. I’ll also share an aggressive version of the portfolio using Bitcoin as the fourth position instead of AVUV, and why I personally use Coinbase to dollar-cost average into crypto. 📌 Apply for Money Coaching here: https://www.roadmapmoney.com/apply Timestamps: 00:00 Why not just buy the S&P 500? 01:33 The 4-fund portfolio 02:08 Why I LOVE the S&P 500 03:05 How much difference 1% can make 03:42 ETF #1 05:10 ETF #2 07:37 ETF #3 09:14 ETF #4 10:45 Sample 4 ETF Portfolio 11:16 Can this 4 ETF portfolio beat the S&P 500? 13:07 Alternate 4th fund (massive outperformance!) 16:16 3 sample 4-ETF portfolios 18:12 The real key to building wealth ETFs mentioned: VOO - Vanguard S&P 500 ETF SPMO - Invesco S&P 500 Momentum ETF VIG - Vanguard Dividend Appreciation ETF AVUV - Avantis U.S. Small Cap Value ETF Example portfolios: Standard Four-Fund Portfolio: 60% VOO 15% SPMO 15% VIG 10% AVUV Core-Heavy Portfolio: 70% VOO 10% SPMO 15% VIG 5% AVUV Aggressive Bitcoin Portfolio: 60% VOO 15% SPMO 15% VIG 10% Bitcoin DISCLAIMER: This video is for educational and entertainment purposes only and should not be considered financial advice. I am not your financial advisor. Investing involves risk, including possible loss of principal.