The 5-Step Retirement Exit Strategy for 2026 Explained

Thinking about retiring soon? 2026 brings major changes to 401k catch-up contributions, RMD ages, and Medicare rules — and if you don't adjust your strategy now, it could cost you tens of thousands of dollars in unnecessary taxes and healthcare costs. In this video, I break down the exact 5-step retirement exit strategy financial planners use to help people retire smart in 2026 — covering the new super catch-up contribution rules for ages 60-63, the tax-efficient withdrawal sequence that keeps you out of higher tax brackets, how to bridge the healthcare gap before Medicare, and how to avoid getting hit with Medicare income surcharges. Whether you're 5 years out from retirement or already retired and want to tighten up your plan, this framework works — and it's genuinely not too late to apply it. 📌 What you'll learn: ✅ The new 2026 401k and catch-up contribution rules ✅ The correct order to withdraw from taxable, 401k, and Roth accounts ✅ How to plan for healthcare costs before and after Medicare ✅ Roth conversion timing strategies ✅ Social Security claiming strategy ✅ How to protect your plan from market downturns and long-term care costs 👍 If this helped, like, subscribe, and drop a comment telling me which step you're tackling first! ⚠️ Disclaimer: This video is for educational purposes only and is not personalized financial, tax, or legal advice. Consult a licensed financial advisor before making retirement decisions. retirement planning 2026, 401k rules 2026, retirement exit strategy, tax efficient withdrawal, Roth conversion strategy, retirement income planning, catch up contributions 2026, RMD rules, healthcare cost retirement, Medicare planning, Social Security timing, early retirement plan, retirement withdrawal order, 401k catch up 60 to 63, retirement tax planning, financial independence, retire early, retirement savings tips, IRA withdrawal strategy, retirement checklist 2026 #Retirement2026, #401k, #RetirementPlanning, #TaxPlanning, #RothConversion