VTI Barely Moved So I Did This Instead #stocks #investing #strategy

Day 106 of Investing Every Trading Day and July Ended Almost Exactly Where It Started. We currently have $16,523 invested in Vanguard VTI, their Total Stock Market ETF, with a total gain of $752.67 as we work toward our next goal of $20,000. But July was an incredibly flat month for VTI. Our first investment on July 1 was made at $368.28 per share. VTI finished the month at $368.21, meaning it ended just seven cents below where we started. When we zoom out even further, we first purchased VTI around $368 per share on May 26. That means Vanguard’s Total Stock Market ETF has spent more than two months moving around approximately the same price, but we’ve continued accumulating shares throughout every trading day. This is where the next few months could get interesting. According to Bank of America, August through October has historically been the weakest rolling three-month period for the S&P 500 since 1928. The market has produced a positive return during that period only 55% of the time, with an average return of approximately –0.02%. Past performance cannot predict what will happen this year, but additional stock market volatility could create more opportunities for our Averaging Down strategy. The rules are simple: 1. Invest a base amount at the start of every trading day 2. Invest more whenever VTI falls during the day By buying additional shares during market dips, we can lower our average cost per share and potentially capture more of the gain when the market recovers. Want Your Cash Ready for the Next Stock Market Dip? Consider opening a Fidelity Cash Management Account. It’s technically a brokerage account, but it provides many checking-style features, allows your available cash to earn a competitive yield through eligible core positions, and keeps your money accessible when you’re ready to invest. 👉 Watch my step-by-step Fidelity Cash Management Account tutorial next, subscribe to track our progress toward $20,000, and I’ll see you Monday for Da