Claiming Social Security Early Affects Your Spouse's Benefit #socialsecurity #retirementplanning

If you're married, when you claim Social Security affects more than your check. Your spouse may be entitled to up to 50% of your full retirement age benefit, and if you claim early and lock in a reduction, you're reducing their check too. Permanently. Watch the full episode for the complete breakdown of Social Security claiming strategy, spousal benefits, survivor benefits, and the break even analysis: https://youtu.be/YdzmCLtQlVw #SocialSecurity #RetirementPlanning #WhenToClaimSocialSecurity #RetirementIncome Phillip Smith, TPCP CRPC AIF | Financial Planner at Tidepool Wealth Strategies The opinions contained in this material are those of the author, and not a recommendation or solicitation to buy or sell investment products. This information is from sources believed to be reliable, but Cetera Wealth Services, LLC cannot guarantee or represent that it is accurate or complete. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.