$595K Canadian ETF Portfolio I Finally Made the Change

📈 My Canadian ETF portfolio just went through its biggest transformation since I started investing. In this June 2026 portfolio update, I share why I sold every one of my individual stocks, introduced a new ETF (CAGE), and how my retirement investing philosophy has evolved over the past year. This month I also: Share my updated $591,700 retirement portfolio Include my retirement GICs for the first time Break down over $5,200 in new contributions Show $2,977 in June dividends and distributions Explain why I no longer focus on dividend income alone Walk through my TFSA, Spousal RRSP and Emergency Fund Show how I use retirement planning tools to determine how much I need to invest Explain why I believe building a retirement system is more important than chasing the highest possible returns One of the biggest lessons I've learned is that investing isn't about finding the perfect ETF or the next winning stock. It's about creating a plan you can stick with for decades. If you're a Canadian who's starting to invest later in life, or you're trying to simplify your retirement portfolio, I hope sharing my journey helps you build confidence in your own. 👇 I'd love to hear from you in the comments: 00:00 The Biggest Change I've Ever Made 02:15 Why Time Beats Timing the Market 08:50 Our June Contributions & Dividend Update 13:25 Why I Sold Every Individual Stock 17:55 Why I Bought CAGE Instead 22:20 Portfolio Review: RRSP, TFSA & Emergency Fund 📊 FREE Retirement Calculator I built this retirement calculator to help you estimate how much you may need invested before retirement based on your own assumptions. 👉 Get your copy here: https://docs.google.com/spreadsheets/d/1Uy9GE8U9JFzQ5yU0KqTgzUJa0pu0avl8mcmVVpVd3eE/copy This is the first public release, so if you find a bug or have an idea that would make it better, let me know in the comments. I'd love to improve it with your feedback. Would you simplify a portfolio of individual ETFs into XEQT, or would you leave it

Added 14 Jul 2026