Rs 1 Lakh in Gold vs FD vs Equity for 20 Years | Free Calculator Included

Rs 1 lakh in Gold vs FD vs Nifty 50 Equity, over 20 years, what actually beats inflation in India? Your savings account earns around 4 percent a year, but India’s inflation has averaged close to 6 percent, so every year you are quietly losing about 2 percent of your buying power. In this video, we run 20 years of real, inflation-adjusted data on the assets Indians actually use: gold, bonds and debt funds, real estate, and Nifty 50 equity, including a global cautionary tale from the 1970s and three common inflation myths worth retiring for good. The 3-Bucket Strategy for Goal-Based Investing: https://www.youtube.com/watch?v=w-ZmnIC62as Key numbers in this video: - Rs 1 lakh in Gold (10.5% CAGR) for 20 years: Rs 7.37 lakh nominal, Rs 2.30 lakh in real terms - Rs 1 lakh in Debt (7.5% CAGR) for 20 years: Rs 4.25 lakh nominal, Rs 1.32 lakh in real terms - Rs 1 lakh in Nifty 50 Equity (12% CAGR) for 20 years: Rs 9.65 lakh nominal, Rs 3.01 lakh in real terms - Inflation rate used: 6% per year average CHAPTER MARKERS 00:00 The Account That Lies to You 00:47 Setup: Inflation Is the Silent Risk 02:14 The Promise 02:45 What Inflation Actually Does to Your Money 04:09 A Global Cautionary Tale: The 1970s Stagflation Era 05:28 Gold, The Emotional Case vs the Rational Case 07:43 Debt and Bonds, The Quiet Loser 10:04 What About Real Estate? 12:19 Equity, The Real Inflation Fighter 14:06 Busting Three Inflation Myths 15:15 Building the Inflation-Proof Portfolio: The Three Horizons Framework 18:05 What To Actually Do This Week 19:04 Key Takeaways 20:19 Subscribe and What’s Next Check the real, inflation-adjusted value of your own portfolio using the free calculators at investvessify.com. Subscribe to Invest with Vessify for honest personal finance for Indians under 45. Use our free finance calculators: https://investvessify.com/calculators 📊 On This Channel (Invest with Vessify), You'll Find: • Simple saving and investing frameworks • Practical money syst

Added 13 Aug 2026