Here’s a better way for retirees to take income in retirement….

Here’s a better way for retirees to take income in retirement…. This is a little counterintuitive. We far too often see retirees overpaying taxes because of the order they take income from their accounts. What sounds logical… “Pull from the lowest tax account first” can actually create a much bigger tax problem later. • IRA money gets pushed off for “later” • Required Minimum Distributions hit with larger than expected taxes • And now…higher tax brackets + potentially higher Medicare premiums All because no one stepped back and looked at the full picture. The smarter approach isn’t about picking the “lowest tax” account… It’s about coordinating all three buckets together: → Ordinary income → Capital gains → Tax-free sources Done right, you can: ✔ Smooth out your tax brackets over time ✔ Take advantage of low-income years ✔ Avoid getting forced into higher taxes later Same lifestyle. Different strategy. Potentially massive difference in lifetime taxes. This is the kind of planning most people don’t see… until it’s too late. If you want a second set of eyes on how you’re drawing income in retirement, we’re happy to take a look. Link in bio #RetirementPlanning #TaxStrategy #FinancialPlanning #WealthManagement #RetirementIncome #RothIRA #TaxPlanning #HighNetWorth #InvestSmart #FinancialAdvisor #BusinessOwners #PreRetirement #SmartMoney

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