How To Maximize Your Tax Refund | Women Talk Money | Fidelity Investments

Did your tax season end with a tax refund? If so, and even if not, now is a good time to revisit your tax strategy for next year. This discussion explores money moves and tax optimization strategies to help you pay less in taxes, invest more tax-efficiently, and use any tax refund to strengthen your financial plan. From asset location to managing capital gains, this video will help you potentially keep more of your returns over time. 00:00 Introductions 02:56 What to consider before you file your taxes 04:01 Have you hit the 2025 contribution limits? 04:59 Do you qualify for any tax credits? 05:13 Will you take the standard deduction vs. itemized? 05:29 Do you have all the tax forms you need? 06:50 When to contact a financial professional or a tax professional 11:05 How to get the most out of your tax refund 18:43 How to reduce taxable income 21:19 What are the advantages to taxable, tax-deferred, and tax-exempt accounts? 23:58 How to optimize your tax strategy with tax-efficient investing 28:37 What is a Roth conversion? 30:37 What is the difference between a backdoor Roth & a mega backdoor Roth? 33:10 How to make tax-smart retirement withdrawals & how RMDs work 37:41 Wrap-up Questions? Drop them below 👇 and we’ll reply right in the comments. Subscribe to the Women Talk Money community: https://www.fidelity.com/go/womens-investing/signup?ccsource=WTM_YouTubeReplay_04.08.26 Register for upcoming Women Talk Money events: https://fidelityevents.com/women-talk-money-events?ccsource=Social_WTM-04.08.26-YT-replay • To see more videos, subscribe on YouTube: https://www.youtube.com/fidelityinvestments • Follow Fidelity on Reddit: https://www.reddit.com/r/fidelityinvestments/ • Follow Fidelity on Instagram: https://www.instagram.com/fidelityinvestments • Follow Fidelity on TikTok: https://www.tiktok.com/@fidelityinvestments • Follow Fidelity on Facebook: https://www.facebook.com/fidelityinvestments/ • Follow Fidelity on LinkedIn: https://www.linkedin.com/company/fid

Added 18 Apr 2026