Don't Start Investing in 2026 Until You See This

Get the Risk Profiler App - https://josh-k-fay.kit.com/45b666e54a Work with me - https://calendly.com/josh-joshkfay/60min Turn your Income into Wealth with Weekly Insights - https://josh-k-fay.kit.com/email For all other enquiries contact - josh@joshkfay.com Most people don't lose money investing because they picked the wrong fund. They lose it because of what's going on between their ears. After investing over £70 million of client money across fifteen years, I can tell you the pattern is always the same — people overthink, tinker, panic, and end up worse off than if they'd done almost nothing. In this video, I'm walking you through the exact process I use with real clients to cut through the noise and get your money properly invested in 2026 — even if you're a complete beginner. By the end, I'll show you how to do it with just one fund. Seriously. Here's what we cover: 🔹 The one thing you MUST sort out before you invest a single penny (get this wrong and you're pouring water into a leaky bucket) 🔹 The free "lunchbox" that protects your money from HMRC — and the deadline most people miss 🔹 Robo-advisers vs DIY investing — which path is actually right for you (and why the "easy" option might be the smartest) 🔹 The two-question framework that determines your entire investment strategy 🔹 Why you're really only ever doing one of two things with your money — and how understanding this stops you panicking in a crash 🔹 The simple way to figure out your stocks and bonds split (use my free risk profiler app — link below) 🔹 How one fund can genuinely be all you need — and why doing less actually makes you more 🔹 The behaviour gap that cost average investors almost 9 percentage points in 2024 alone

Added 11 Apr 2026